A panhandling bum is walking along in the theater district just around matinee time. The streets are crowded with people rushing to get in to their shows.

The bum sees a well dressed man walking along and goes up to him and asks, „Sir, can I borrow a quarter?”

The man stops and says in a very dignified tone, „Neither a borrower nor a lender be!” – William Shakespeare.

The bum looks back at the man and says, „Up yours, you cheap bastard!” – Darryl Johnson.

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